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Privacy Policy

Effective date: 1 May 2026

RYF Limited (“we”, “us”, “our”) is committed to protecting and respecting your privacy. This policy explains how we collect, use and protect personal data in accordance with UK data protection law, including UK GDPR and the Data Protection Act 2018.

1. Who we are

RYF Limited is a provider of pension consultancy and related services.

Contact details:
Email: ivan@ryfpensions.co.uk
Address: Ryders Farm, Northlands Road, Horsham, RH12 5PW

2. What information we collect

We may collect and process the following types of personal data:

  • Contact information (e.g. name, email address, phone number)

  • Professional information (e.g. employer, role, scheme involvement)

  • Client-related data necessary to provide our services

  • Technical data (e.g. IP address, browser type, website usage data)

We do not intentionally collect more data than is necessary.

3. How we use your information

We use personal data to:

  • Provide and manage our services

  • Respond to enquiries and communicate with you

  • Comply with legal and regulatory obligations

  • Improve our website and services

4. Lawful basis for processing

We process personal data under one or more of the following lawful bases:

  • Contract – where processing is necessary to deliver services

  • Legal obligation – to comply with applicable laws

  • Legitimate interests – to operate and improve our business

  • Consent – where required (e.g. certain communications)

5. Sharing your information

We do not sell personal data. We may share information with:

  • Professional advisers (e.g. legal, accounting)

  • IT and service providers

  • Regulatory or governmental bodies where required

All third parties are expected to respect the security of your data.

6. Data retention

We retain personal data only for as long as necessary:

  • To fulfil the purposes it was collected for

  • To meet legal, regulatory, or professional obligations

7. Data security

We take appropriate technical and organisational measures to protect personal data against unauthorised access, loss, or misuse.

8. Your rights

Under UK GDPR, you have rights including:

  • Access to your personal data

  • Correction of inaccurate data

  • Erasure (in certain circumstances)

  • Restriction or objection to processing

  • Data portability

To exercise these rights, please contact us using the details above.

You also have the right to complain to the Information Commissioner's Office (ICO).

9. Cookies

Our website may use cookies to improve user experience. You can control cookie settings through your browser.

10. Changes to this policy

We may update this privacy policy from time to time. The latest version will always be available on our website.

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